There are various payment methods in Peru that are used by locals and tourists alike. Here are some of the most common payment methods in Peru:
Cash
Cash remains the most commonly used payment method in Peru . The national currency is the Peruvian Nuevo Sol (PEN) . Most cities and tourist areas have ATMs where you can withdraw money using international credit or debit cards. It is recommended to pay in local currency as change is often given in US dollars or other foreign currencies.
Credit and debit cards
Credit and debit cards are accepted in many restaurants, hotels, shops and other establishments in Peru , especially in larger cities and tourist centers. Major credit cards such as Visa, Mastercard and American Express are most commonly accepted, while some stores may also accept debit cards such as Maestro or Visa Electron. It is advisable to check before purchasing whether credit or debit cards are accepted and whether additional fees apply.
Mobile payment methods
Mobile payment methods such as mobile payment apps are becoming increasingly popular in Peru , especially among younger people and in urban areas. Popular mobile payment platforms in Peru include Yape, BIM and Tunki, which allow users to send and receive money and pay bills simply by using their mobile phones. These apps typically require linking to a bank account or debit card.
Traveller's checks
Traveler's checks are another option for tourists to pay in Peru . They can be redeemed at banks or exchange offices and offer a secure way to transport money. However, it is important to note that traveler's checks are less common these days than they once were and may not be accepted by all establishments.

make arrangements
Before traveling to Peru , it is advisable to find out about the common payment methods and take appropriate precautions. This may include pre-exchanging cash for local currency, carrying credit or debit cards with low foreign transaction fees, or downloading mobile payment apps, depending on your individual needs and preferences.
Peru offers a variety of payment methods that make it easier for visitors to make their purchases and make their trips enjoyable. However, it is important to pay attention to local customs and regulations and, if necessary, find out in advance about the available payment methods.